Bankruptcy

Bankruptcy Law

Do you find yourself faced with an unconquerable mountain of debt? If so, you’re not alone, and help may be closer than you ever could have imagined. At McCase Law Firm, we work hard to get our clients the financial relief they deserve. You don’t have to stress about your finances any longer. Contact the McCase Law Firm today to schedule an initial case consultation with a bankruptcy lawyer in West Virginia and Ohio.

Benefits of Filing Bankruptcy

Filing bankruptcy should not be a decision made without lengthy contemplation, but there are some significant benefits to filing. A major advantage to filing bankruptcy is that it allows you to hang on to some or all of your assets rather than letting them get foreclosed or repossessed.

When you file bankruptcy, the court issues an automatic stay that prevents creditors from contacting you or pursuing payment until the court discharges your debt or arranges a feasible payment plan. This includes wage garnishment and other common collection practices. Our clients report a substantial reduction in stress caused by collections agencies and repeated calls from creditors after we file their case.

When you file a Chapter 13 bankruptcy, the court consolidates your debt, so you only have to deal with one entity instead of several creditors. This is a huge relief that makes dealing with debt a much more manageable process.

You can count on the bankruptcy lawyer at the McCase Law Firm to fight for the financial relief you deserve.

Is Bankruptcy Right for You?

No two financial situations are the same, so how can you possibly tell if filing bankruptcy is the right choice for you? If you are at risk of losing important assets such as your vehicle or house, find yourself stressed about collections, or simply unable to get ahead, then bankruptcy may be the right choice for you.

Filing bankruptcy not only gives you a fresh financial start but it equips you with the knowledge you need to make smart financial decisions in the future and avoid further debt. Contact our bankruptcy attorney today to schedule a consultation and find out if bankruptcy is the right choice for you.

What is the Difference Between Chapters 7 & 13?

These two chapters in the U.S. bankruptcy code both aim to provide relief to debtors. The method in which these two bankruptcy chapters grant relief to the debtor is slightly different. A Chapter 7 bankruptcy seeks to wipe out unsecured debts that are eventually discharged. On the other hand, a Chapter 13 bankruptcy consolidates debt and allows the debtor to repay their debt at a rate within their budget.

Contact the Bankruptcy Attorney at the McCase Law Firm

These two chapters in the U.S. bankruptcy code both aim to provide relief to debtors. The method in which these two bankruptcy chapters grant relief to the debtor is slightly different. A Chapter 7 bankruptcy seeks to wipe out unsecured debts that are eventually discharged. On the other hand, a Chapter 13 bankruptcy consolidates debt and allows the debtor to repay their debt at a rate within their budget.

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